Terms and Conditions

Guidelines and regulations for using our mobile banking services

Terms and Conditions

Last Updated: August 2026

1. Introduction

Welcome to Yeshwant Nagari Sahakari Bank Ltd., Latur. These standard Terms and Conditions govern your use of our official website, banking portals, mobile applications, and financial services. By accessing or using our services, you agree to comply with these terms unconditionally.

2. Account Guidelines & KYC Compliance

All customers must complete mandatory Know Your Customer (KYC) guidelines as per Reserve Bank of India (RBI) directives.
Account holders are required to maintain the minimum average balance (MAB) required for their specific account type.
Linking PAN and Aadhaar is mandatory as per statutory provisions under the Income Tax Act.

3. Digital & Mobile Banking Services

Our digital banking channels (including IMPS, NEFT, RTGS, and Mobile Banking) are designed for your convenience. The bank shall not be liable for transactions that fail or are delayed due to telecom breakdowns, third-party server outages, or incorrect beneficiary details entered by the user.

Security Reminder: The bank will never call, email, or message asking for your PINs, OTPs, or passwords. Never share your credentials with anyone.

4. Regulatory Disclosures

Yeshwant Nagari Sahakari Bank Ltd., Latur operates under the regulatory supervision of the Reserve Bank of India (RBI). Eligible deposits are insured under the Deposit Insurance and Credit Guarantee Corporation (DICGC).